Health Guide USA America's Online Health Resource Guide |
| Health Guide USA America's Online Health Resource Guide |
Most Visited Pages:
Medical License Lookup
Nursing License Lookup
Pharmacist License Lookup
Dental License Lookup
Dental Hygiene Programs
US Nursing Schools
US Pharmacy Schools
Physician Assistant Programs
Local Health Departments
Chiropractor License Lookup
Insurance License Lookup
State Dental Boards
Health License Lookup
Optometrist License Lookup
State Medical Boards
State Nursing Boards
Nursing Job Outlook
Most Visited Pages:
Medical License Lookup
Nursing License Lookup
Pharmacist License Lookup
Dental License Lookup
Dental Hygiene Programs
US Nursing Schools
US Pharmacy Schools
Physician Assistant Programs
Local Health Departments
Chiropractor License Lookup
Insurance License Lookup
State Dental Boards
Health License Lookup
Optometrist License Lookup
State Medical Boards
State Nursing Boards
Nursing Job Outlook
Health Guide USA America's Online Health Resource Guide |
Most Visited Pages:
Medical License Lookup
Nursing License Lookup
Pharmacist License Lookup
Dental License Lookup
Dental Hygiene Programs
US Nursing Schools
US Pharmacy Schools
Physician Assistant
Programs
Local Health Departments
Chiropractor License Lookup
Insurance License Lookup
State Dental Boards
Health License Lookup
Optometrist License Lookup
State Medical Boards
State Nursing Boards
Nursing Job Outlook
SMALL BUSINESS TAX CREDITS�Offers tax credits to small businesses
to make employee coverage more affordable. Tax credits of up to 35 percent
of premiums will be available to firms that choose to offer coverage.
Effective beginning calendar year 2010. (Beginning in 2014, the small
business tax credits will cover 50 percent of premiums.)
NO DISCRIMINATION AGAINST CHILDREN WITH PRE-EXISTING CONDITIONS�Prohibits
new health plans in all markets plus grandfathered group health plans from
denying coverage to children with pre-existing conditions. Effective 6
months after enactment. (Beginning in 2014, this prohibition would
apply to all persons.)
HELP FOR UNINSURED AMERICANS WITH PRE-EXISTING CONDITIONS UNTIL
EXCHANGE IS AVAILABLE (INTERIM HIGH RISK POOL)�Provides access to
affordable insurance for Americans who are uninsured because of a
pre-existing condition through a temporary subsidized high-risk pool.
Effective in 2010.
ENDS RESCISSIONS�Bans insurance companies from dropping people
from coverage when they get sick. Effective 6 months after enactment.
BEGINS TO CLOSE THE MEDICARE PART D DONUT HOLE�Provides a $250
rebate to Medicare beneficiaries who hit the donut hole in 2010.
Effective for calendar year 2010. (Beginning in 2011, institutes a 50%
discount on prescription drugs in the donut hole; also completely closes the
donut hole by 2020.)
FREE PREVENTIVE CARE UNDER MEDICARE�Eliminates co-payments for
preventive services and exempts preventive services from deductibles under
the Medicare program. Effective beginning January 1, 2011.
EXTENDS COVERAGE FOR YOUNG PEOPLE UP TO 26TH BIRTHDAY THROUGH
PARENTS� INSURANCE�Requires new health plans and certain grandfathered
plans to allow young people up to their 26th birthday to remain on their
parents� insurance policy, at the parents� choice. Effective 6 months
after enactment.
HELP FOR EARLY RETIREES�Creates a temporary re-insurance program
(until the Exchanges are available) to help offset the costs of expensive
premiums for employers and retirees for health benefits for retirees age
55-64. Effective in 2010.
BANS LIFETIME LIMITS ON COVERAGE�Prohibits health
insurance companies from placing lifetime caps on coverage. Effective 6
months after enactment.
BANS RESTRICTIVE ANNUAL LIMITS ON COVERAGE�Tightly restricts the
use of annual limits to ensure access to needed care in all new plans and
grandfathered group health plans. These tight restrictions will be defined
by HHS. Effective 6 months after enactment. (Beginning in 2014, the
use of any annual limits would be prohibited for all new plans and
grandfathered group health plans.)
FREE PREVENTIVE CARE UNDER NEW PRIVATE PLANS�Requires new private
plans to cover preventive services with no co-payments and with preventive
services being exempt from deductibles. Effective 6 months after
enactment.
NEW, INDEPENDENT APPEALS PROCESS�Ensures consumers in new plans
have access to an effective internal and external appeals process to appeal
decisions by their health insurance plan. Effective 6 months after
enactment.
ENSURES VALUE FOR PREMIUM PAYMENTS�Requires plans in the
individual and small group market to spend 80 percent of premium dollars on
medical services, and plans in the large group market to spend 85 percent.
Insurers that do not meet these thresholds must provide rebates to
policyholders. Effective on January 1, 2011.
COMMUNITY HEALTH CENTERS�Increases funding for Community Health
Centers to allow for nearly a doubling of the number of patients seen by the
centers over the next 5 years. Effective beginning in fiscal year 2011.
INCREASES THE NUMBER OF PRIMARY CARE PRACTITIONERS�Provides
new investments to increase the number of primary care practitioners,
including doctors, nurses, nurse practitioners, and physician assistants.
Effective beginning in fiscal year 2011.
PROHIBITS DISCRIMINATION BASED ON SALARY�Prohibits new group
health plans from establishing any eligibility rules for health care
coverage that have the effect of discriminating in favor of higher wage
employees. Effective 6 months after enactment.
HEALTH INSURANCE CONSUMER INFORMATION�Provides aid to states in
establishing offices of health insurance consumer assistance in order to
help individuals with the filing of complaints and appeals. Effective
beginning in fiscal year 2010.
HOLDS INSURANCE COMPANIES ACCOUNTABLE FOR UNREASONABLE RATE HIKES�Creates
a grant program to support States in requiring health insurance companies to
submit justification for all requested premium increases, and insurance
companies with excessive or unjustified premium exchanges may not be able to
participate in the new Health Insurance Exchanges. Starting in plan year
2011.
Source: HealthReform.gov
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Federal Health Agencies
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National Health Expenditures
U.S Children's Hospitals
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Health Information on the Web
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Federal Health Agencies
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National Health Expenditures
U.S Children's Hospitals
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Health License Lookup
U.S. Health Education Programs
Health Information on the Web
Health Insurance Guides
Find a Provider
Find Clinical Trials
Federal Health Agencies
State Health Associations
Medical Libraries
Medicare - Medicaid
Drug Information
MEDLINEplus
Occupational Safety Agencies
Other Resources
Workers' Compensation Agencies
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Prevention & Wellness
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National Health Expenditures
U.S Children's Hospitals
Health Licensing Boards
Health License Lookup
U.S. Health Education Programs
Health Information on the Web
Health Insurance Guides
Find a Provider
Find Clinical Trials
Federal Health Agencies
State Health Associations
Medical Libraries
Medicare - Medicaid
Drug Information
MEDLINEplus
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Federal Health Agencies
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Medicare - Medicaid
Drug Information
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National Health Expenditures
U.S Children's Hospitals
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Health License Lookup
U.S. Health Education Programs
Health Information on the Web
Health Insurance Guides
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Find Clinical Trials
Federal Health Agencies
State Health Associations
Medical Libraries
Medicare - Medicaid
Drug Information
MEDLINEplus
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Other Resources
Workers' Compensation Agencies
Advocacy Organizations
Prevention & Wellness
Other Sites of Interest
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National Health Expenditures
U.S Children's Hospitals
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Health License Lookup
U.S. Health Education Programs
Health Information on the Web
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Find Clinical Trials
Federal Health Agencies
State Health Associations
Medical Libraries
Medicare - Medicaid
Drug Information
MEDLINEplus
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U.S Children's Hospitals
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Federal Health Agencies
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